Independent reviews · updated July 2026
Independent review

Laurel Road Review

loan, loans, student-loans, refinance, finance, student

Student loan refinance (KeyBank) popular with medical and graduate borrowers.

Our verdict

Standout refinance pick for high-income professional grads.

Pros

  • Strong for high-earning grads
  • Relationship banking via KeyBank
  • Competitive refinance APRs

Cons

  • Refinance focus more than new undergrad loans
  • Credit bar is high

Overview

Student loan refinance (KeyBank) popular with medical and graduate borrowers.

Who it's for

Residents, doctors, and grads ready to refinance.

Pros

  • Strong for high-earning grads
  • Relationship banking via KeyBank
  • Competitive refinance APRs

Cons

  • Refinance focus more than new undergrad loans
  • Credit bar is high

Verdict

Standout refinance pick for high-income professional grads.

Check the official site for current pricing: https://www.laurelroad.com

Frequently asked questions

Is Laurel Road free?

Pricing changes — check https://www.laurelroad.com for the current free tier and plans.

Who is Laurel Road best for?

Residents, doctors, and grads ready to refinance.

Ready to try Laurel Road?

Sign up through our tracked link — it costs you nothing and supports our independent reviews.

Visit site

Sponsored link. Studentclub may earn a commission. See our how we review methodology.

More loan reviews

#1

SoFi

loan, loans, student-loans, refinance, finance, student, debt, debt-consolidation, credit, mortgage
★★★★◐4.6

Top pick when you qualify for SoFi’s best tiers.

  • Competitive refinance rates for strong credit
  • Unemployment protection options
#2

Earnest

loan, loans, student-loans, refinance, finance, student
★★★★◐4.5

Excellent refinance option if Earnest approves your profile.

  • Skip-a-payment flexibility
  • Rate check with soft credit pull
#3

Credible

loan, loans, student-loans, refinance, finance, student, debt, debt-consolidation
★★★★☆4.4

Best starting point to compare private loan/refinance offers side by side.

  • Compare multiple lenders in one place
  • Soft credit check to shop rates

Part of the VNOC network

Explore the platforms powering this site.