Independent reviews · updated July 2026
Independent review

Upgrade Review

debt, debt-consolidation, loan, loans, credit, finance

Personal loans and credit-builder products for consolidation.

Our verdict

Worth quoting next to LendingClub and SoFi.

Pros

  • Personal loan + card products
  • Soft-credit rate check style flows
  • Consolidation focus

Cons

  • Fees on some products
  • Rates depend on credit

Overview

Personal loans and credit-builder products for consolidation.

Who it's for

Shoppers comparing online personal loan consolidators.

Pros

  • Personal loan + card products
  • Soft-credit rate check style flows
  • Consolidation focus

Cons

  • Fees on some products
  • Rates depend on credit

Verdict

Worth quoting next to LendingClub and SoFi.

Check the official site for current pricing and eligibility: https://www.upgrade.com

Frequently asked questions

Is Upgrade right for me?

Shoppers comparing online personal loan consolidators.

Where do I apply?

Visit https://www.upgrade.com for current offers and eligibility.

Ready to try Upgrade?

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